Term loan
The plainest instrument here: one sum, one fixed schedule, for something you can put a quote against.
- Amount
- $20K – $1M
- Funded in
- Within 24 hours
Simple lending, stated in full.
One application reaches 75 lenders. No application fee, no collateral, and a dedicated representative on your file from the form to the funding.
- Application fee
- None
- Collateral required
- None
- Effect on your credit to ask
- None
- Lenders reached
- 75
- Time to funding once approved
- As little as 24 hours
Six options, and what each costs
The amount and the speed for each, and the full terms on its own page. One application is assessed against all six, and a representative tells you which your business qualifies for.
Short-term loan
For a cost with a date on it — a slow season, a repair, a short project that pays for itself.
- Amount
- $10K – $1M
- Funded in
- 1 – 2 days
Equipment financing
Secured on the machine, which is why it is the cheapest borrowing on this page.
- Amount
- Up to $250K
- Funded in
- 1 – 5 years
Working capital
Covers the interval between work delivered and work paid for, which never closes on its own.
- Amount
- Up to $1M
- Funded in
- 24 – 48 hours
Line of credit
Approved now, drawn later. An unused line costs nothing while it waits.
- Amount
- Up to $1M
- Funded in
- 1 – 2 days
Cash advance
Against card takings, repaid as a share of them, so a slow week costs less than a busy one.
- Amount
- $5K – $500K
- Funded in
- 24 – 48 hours
Apply here
About two minutes. No application fee, no collateral, and no effect on your credit to find out what you qualify for.
- No hidden fees
- Yes
- Bad credit is OK
- Yes
- Same day funding
- Yes
- No minimum FICO
- Yes
Or call (844) 236-2884
Three steps
Answer a few questions
About your business, to see which lending products you qualify for. No documents, no fee, and no effect on your credit.
Compare what comes back
Offers curated for your business. Choose the capital amount and the rate that suit what you are actually doing with it.
Get funded
We work with lenders that fund fast. Once approved, capital can reach the account in as little as 24 hours.
A dedicated representative
One person services your file rather than a queue. They read what you sent, go through what came back, and say which offers are not worth signing — which is the part of this job that is worth anything, and the part that does not scale.